Independent agencyMedium

Small Business Administration(SBA)

Independent agency for small-business loans, disaster loans, contracting assistance, counseling networks, and entrepreneurial support.

Function

Independent agency

Parent

Top-level (no parent)

FY2026 Budget Authority

$20.26B

Official Data

USAspending.gov

Evidence & Review

Evidence Confidence

Medium

Verification Status

AI-researched, unverified

Last Reviewed

Jul 5, 2026

Retrieved On

Jul 5, 2026

Effectiveness Baseline

Medium

Performance.gov links SBA goals; GAO and SBA OIG have examined disaster lending, PPP-era controls, and loan oversight.

Efficiency Opportunities

Medium

Risk-score loans and lenders better, simplify business identity across programs, strengthen fraud prevention, and consolidate counseling performance data.

Effectiveness Opportunities

Medium

Faster disaster loan decisions, stronger lender oversight, better underserved-business reach, and contracting assistance tied to actual award outcomes.