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Restore competitive markets, guarantee safe basic banking, make financial data portable, discipline exploitative credit, modernize payments, and let failing firms exit without public rescue.
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AI-researched, unverifiedLast Reviewed
Jul 11, 2026
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The specific delta between this position and the current mainstream approaches of both major parties.
The 2024 Democratic platform emphasized antitrust enforcement, consumer protection, junk-fee reduction, community lenders, and stronger financial oversight. The 2024 Republican platform emphasized deregulation, innovation, cryptocurrency, small-business finance, and opposition to a retail central-bank digital currency. This compact protects plural private provision and cash while adding a public basic-account fallback, durable open-banking rights, instant-payment access, competition triggers, a fair-credit boundary, proportional community-bank rules, and precommitted resolution discipline.
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