Give people the right to send secure, revocable AI agents across banks, health care, benefits, schools, utilities, taxes, licensing, and public services, with identity, scoped authority, audit logs, liability, fraud controls, and human fallback.
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AI-researched, unverifiedLast Reviewed
Jul 6, 2026
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What is failing, what we would change, and the conclusion we are willing to defend.
Institutions are about to get agents. Banks, insurers, landlords, employers, schools, platforms, debt collectors, benefit offices, and government vendors will use AI to sort requests, answer questions, collect documents, flag risk, deny claims, and route people through systems. Ordinary people should not have to face that world with a password, a PDF, and a call-center queue.
The Innovation Party supports a right to send your agent. If a person can authorize a lawyer, accountant, caregiver, benefits navigator, representative payee, or power of attorney today, they should be able to authorize secure software tomorrow. The agent does not become a legal person. It is delegated software operating under a human user's consent and an accountable provider. The point is simple: AI-era power should be portable for ordinary people.
Create a national delegated-agent standard for identity, authentication, authorization scopes, revocation, expiration, receipts, audit logs, liability, incident reporting, and anti-fraud review.
Require federal services and high-impact regulated sectors to accept user-authorized agents through secure APIs where they already must accept a person, legal representative, or authorized third party.
Build a consent firewall for the agent economy: every delegated action should have a stated purpose, data-minimization rule, time limit, receipt, and one-click revocation path.
Replace password sharing and brittle screen scraping with standards-based agent identity, verifiable credentials, least-privilege access, and public conformance tests.
Create a public-interest Life Admin Autopilot, built through legal aid, benefits navigators, consumer-protection agencies, libraries, state digital services, and civic technologists, to help people assemble evidence, track deadlines, renew benefits, compare bills, dispute debt, appeal denials, and prepare forms.
Give every high-impact automated public decision an appeal packet: the rule applied, the evidence used, the deadline clock, the missing documents, and a human escalation route.
Phase the mandate by risk and capacity, beginning with federal services and sectors that already have data-access or interoperability rules, including finance and health care.
Preserve human and paper alternatives so agent access expands power for people who want it without excluding people who cannot or should not use it.
This is the citizen-power version of AI adoption. Big institutions will have automated representatives. Citizens need authorized representatives too. A secure agent should be able to pull your financial records for a loan application, check whether a medical prior authorization is missing information, assemble a benefits appeal, compare utility programs, renew a license, track a school deadline, or route you to legal aid. The agent should not be able to wander through your life with permanent access. It should act only within the scope you gave it, leave a receipt, and stop when you revoke it.
The federal government already has pieces of the rail. NIST's AI Agent Standards Initiative is focused on secure, interoperable agents. NCCoE is exploring identity and authorization for software and AI agents. CFPB's personal financial data rights work shows how consumer- authorized access can work in finance, even as the details remain politically contested. CMS interoperability rules show how health systems can be pushed toward APIs and prior- authorization data exchange. NIST's mobile driver's license and verifiable credential work shows how identity facts can be shared without uploading documents again and again. Legal Services Corporation technology grants show that public-interest legal tools are not a fantasy.
The next step is to connect those pieces into a right: citizens as operators, not just users. AI should help people move through institutions. It should not only help institutions move people around.
Turn frustration into useful pressure.
If this position misses evidence or a lived consequence, challenge it. If it holds up, help test it locally and connect it to the issues around it.